Hail. For those of us living in northern Colorado it seems like we get hit with a hailstorm every other day. In 2018 alone, hail damages have already cost Coloradans 900 million dollars. Last years damages totaled over 2.3 billion, a staggering figure. When the next big hailstorm comes, will you be prepared? At Union Colony Insurance we believe you should be. Here are some tips to help you determine the right coverage for you.
Auto: Your auto insurance typically safeguards you from hail damage, depending on your coverage type. A comprehensive coverage plan can not only safeguard you from hail damages, but other unfortunate circumstances such as theft, and vandalism.
Home: Some homeowner policies give you the option to protect both your home and auto. If that is something that interests you, ask and agent. But in the case your roof does get damaged, make sure you contract repair with a reputable company. Some
slick door-to-door roof repairmen may try to collect your insurance information and take out a policy in your name. Be aware of the risk and respond accordingly.
Crops: Farming is Colorado comes with the risk of unforeseen crop loss due to hail. If you have crop insurance, your crops can receive coverage.
Our friends at Farmers Insurance put together a nice info-graphic showing how hail effects crops in the United States. Below are a few statistics they provided.
For any home, auto, or crop coverage needs give us a call at (970)-352-9500 and let us give you a quote that works for you!